Financing your next adventure

A caravan, a boat, a motorbike, or a camper trailer. Lifestyle assets are financed differently to cars, and not every lender does them well. We know the ones that do, and we handle the rest.

Is this right for you?

Who we help finance a build, rebuild, or development

You're buying a caravan or camper trailer

New or used, from a dealer or a private seller. Caravan finance has its own quirks and we know them.

You've found the boat

Not every lender finances boats, and terms vary widely. We go to the ones that do it properly.

You're upgrading to a new bike

Road, touring, or off-road. Motorbike loans can be structured like car finance, and we handle the whole process.

You're buying privately, not from a dealer

Private sales add steps like ownership and encumbrance checks. We manage them so the purchase stays safe.

You want the finance sorted before you commit

Knowing your position first means you can negotiate as a cash buyer would. We line it up early.

How It Works

A clear path from your plans to the finished build

Know Your Position First

We work out what you can comfortably borrow before you fall in love with something, so you shop with confidence.

Compare The Right Lenders

Caravans, boats, and bikes each sit with different lenders. We shortlist the ones that finance your asset well.

Handle The Checks And Paperwork

Dealer or private sale, we run the ownership and encumbrance checks and manage the application through to approval.

Settle And Collect

Once approved, we coordinate settlement with the seller so the funds land and you pick up the keys.

Frequently Asked Questions

How is caravan or boat finance different to a car loan?

The structure is similar. The loan is usually secured against the asset and repaid over a fixed term. The difference is the lender pool. Fewer lenders finance caravans and boats than cars, and their appetite varies with the asset’s age, type, and value. Some are strong on caravans and weak on boats, or the reverse. We know which lenders suit which asset, which is most of the value a broker adds here.

Can I get finance for a used caravan, boat, or bike?

Usually yes, though lenders set limits on how old the asset can be at the end of the loan term. An older asset can mean a shorter term or a different lender. We check the asset’s details early so you know where you stand before you commit to the purchase.

Can I finance a private sale?

Yes, and it’s common with caravans, boats, and bikes. Private sales involve extra checks that dealer purchases don’t, like confirming the seller owns the asset outright and that no money is still owing on it. We run those checks and manage the payment to the seller as part of the process, so the purchase stays clean.

Should I use a secured loan or a personal loan for this?

A secured loan uses the caravan, boat, or bike as security, which generally means a lower rate. An unsecured personal loan can suit older assets that lenders won’t take as security, or smaller amounts. Which one fits depends on the asset and your position, and we’ll walk you through both before you decide.

Do I need a deposit?

Not always. Some lenders finance the full purchase price, and some will include extras like registration, insurance, or accessories in the loan. A deposit can improve the terms on offer. We’ll show you how your options change with and without one.

Can I pay the loan out early if I sell the caravan or boat?

Usually yes, though fixed rate loans often carry early payout costs, and the loan needs to be cleared before ownership transfers to the buyer. It’s worth knowing the exit terms before you sign, and it’s one of the things we check when comparing lenders.

FOUND THE ONE?

Have a conversation with us. We’ll tell you clearly where you stand